{"id":7134,"date":"2020-02-19T17:20:46","date_gmt":"2020-02-19T17:20:46","guid":{"rendered":"https:\/\/www.projectsmallhouse.com\/blog\/?p=7134"},"modified":"2024-10-08T12:58:18","modified_gmt":"2024-10-08T12:58:18","slug":"packet-from-fema-about-flood-insurance","status":"publish","type":"post","link":"https:\/\/www.projectsmallhouse.com\/blog\/2020\/02\/packet-from-fema-about-flood-insurance\/","title":{"rendered":"Packet from FEMA about Flood Insurance"},"content":{"rendered":"

A packet came from FEMA today.<\/p>\n

They want to make very sure that we have flood insurance and that we get it that insurance for the building only covers the contents if we buy insurance coverage for the contents.<\/p>\n

You might be interested, if you are still debating building or buying a house that is in a flood zone.<\/p>\n

\"Acknowledgement
Acknowledgement of Receipt from FEMA about Flood Insurance<\/figcaption><\/figure>\n

There are two copies of the same document. One is to be signed and returned in the provided envelope. The other is for us to keep.<\/p>\n

\"Details
Details on Flood Insurance Coverage<\/figcaption><\/figure>\n

They sent another document that tells us how to find out our property\u2019s flood loss history. Probably there isn\u2019t one, since this was a cow field.<\/p>\n

\"Our
Our Flood Insurance Company on Record<\/figcaption><\/figure>\n

The third page reminds us that our insurance is with Southern Farm Bureau, in case we forgot. And states that the property has no losses on file.<\/p>\n

\u201cThe information provided below is the flood insurance loss payment history for claims paid by the national flood insurance program since 1978 for the above property address. \u201c<\/p><\/blockquote>\n

No losses on file… cow field.<\/p>\n

\"National
National Flood Insurance Program Claims Handbook from FEMA<\/figcaption><\/figure>\n

They also sent a really helpful handbook. It has some really useful information on how to make sure you have any documentation you will need to get paid if there is a flood.
\n

\"National
National Flood Insurance Program Claims Handbook from FEMA<\/figcaption><\/figure><\/p>\n

I found it as a PDF, so you can download it.<\/p>\n

There is plenty of specific, clear information. The back of the booklet has space to write things down.<\/p>\n

National Flood Insurance Program Claims Handbook from FEMA PDF ><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

A packet came from FEMA today. They want to make very sure that we have flood insurance and that we get it that insurance for the building only covers the contents if we buy insurance coverage for the contents. You might be interested, if you …<\/a><\/p>\n","protected":false},"author":1,"featured_media":7128,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[31],"tags":[84],"class_list":["post-7134","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-new-house","tag-flood"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/www.projectsmallhouse.com\/blog\/wp-content\/uploads\/2020\/02\/featured-fema.jpg?fit=810%2C431&ssl=1","jetpack_sharing_enabled":true,"jetpack-related-posts":[{"id":9866,"url":"https:\/\/www.projectsmallhouse.com\/blog\/2021\/09\/proving-you-are-not-in-a-flood-zone\/","url_meta":{"origin":7134,"position":0},"title":"Proving You are Not in a Flood Zone","author":"Carla","date":"September 10, 2021","format":false,"excerpt":"Nobody wants to live in a flood zone. Even if you never have a flood, you have to buy flood insurance. It can also make it harder to sell your house and it will probably sell for less. Every community has a Flood Insurance Rate Map (FIRM), an official map\u2026","rel":"","context":"In "Research"","block_context":{"text":"Research","link":"https:\/\/www.projectsmallhouse.com\/blog\/category\/research\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.projectsmallhouse.com\/blog\/wp-content\/uploads\/2021\/09\/featured-flood-cabin.jpg?fit=810%2C431&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.projectsmallhouse.com\/blog\/wp-content\/uploads\/2021\/09\/featured-flood-cabin.jpg?fit=810%2C431&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/www.projectsmallhouse.com\/blog\/wp-content\/uploads\/2021\/09\/featured-flood-cabin.jpg?fit=810%2C431&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/www.projectsmallhouse.com\/blog\/wp-content\/uploads\/2021\/09\/featured-flood-cabin.jpg?fit=810%2C431&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":1488,"url":"https:\/\/www.projectsmallhouse.com\/blog\/2017\/09\/building-a-new-house-can-you-build-in-a-flood-plain\/","url_meta":{"origin":7134,"position":1},"title":"Building a New House \u2013 Can you build in a flood plain?","author":"Carla","date":"September 14, 2017","format":false,"excerpt":"Can you build in a flood plain? I am guessing you can, or there would be no houses in Florida. I started doing the research. How flood plain are we? It looks from the survey as if we are only at the edge of the flood plain. We saw the\u2026","rel":"","context":"In "Our New House"","block_context":{"text":"Our New House","link":"https:\/\/www.projectsmallhouse.com\/blog\/category\/new-house\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.projectsmallhouse.com\/blog\/wp-content\/uploads\/2017\/11\/featured_image-flood.jpg?fit=1200%2C632&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.projectsmallhouse.com\/blog\/wp-content\/uploads\/2017\/11\/featured_image-flood.jpg?fit=1200%2C632&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/www.projectsmallhouse.com\/blog\/wp-content\/uploads\/2017\/11\/featured_image-flood.jpg?fit=1200%2C632&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/www.projectsmallhouse.com\/blog\/wp-content\/uploads\/2017\/11\/featured_image-flood.jpg?fit=1200%2C632&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/www.projectsmallhouse.com\/blog\/wp-content\/uploads\/2017\/11\/featured_image-flood.jpg?fit=1200%2C632&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":15066,"url":"https:\/\/www.projectsmallhouse.com\/blog\/2024\/10\/hurricane-helene-vs-the-log-cabin\/","url_meta":{"origin":7134,"position":2},"title":"Hurricane Helene vs. the Log Cabin","author":"Carla","date":"October 9, 2024","format":false,"excerpt":"I lived in Meadowbrook Log Cabin from 2005 until 2022 and there were a few weather events that caused flooding and road closures in Hendersonville. Hurricane Helene flooded areas that are not in a flood zone and didn't flood areas that are in a flood zone. 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(More than anything else) We don't own the log cabin or the building anymore, but I was more worried about the\u2026","rel":"","context":"In "Tuff Shed Summer Wind, Sundance and Classic Manor New Day Cabins"","block_context":{"text":"Tuff Shed Summer Wind, Sundance and Classic Manor New Day Cabins","link":"https:\/\/www.projectsmallhouse.com\/blog\/category\/office\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.projectsmallhouse.com\/blog\/wp-content\/uploads\/2024\/10\/featured-helene-2-story.jpg?fit=810%2C431&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.projectsmallhouse.com\/blog\/wp-content\/uploads\/2024\/10\/featured-helene-2-story.jpg?fit=810%2C431&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/www.projectsmallhouse.com\/blog\/wp-content\/uploads\/2024\/10\/featured-helene-2-story.jpg?fit=810%2C431&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/www.projectsmallhouse.com\/blog\/wp-content\/uploads\/2024\/10\/featured-helene-2-story.jpg?fit=810%2C431&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":6606,"url":"https:\/\/www.projectsmallhouse.com\/blog\/2011\/07\/fema-tiny-modulars-create-temporary-tiny-house-neighborhoods\/","url_meta":{"origin":7134,"position":4},"title":"FEMA Tiny Modulars Create Temporary Tiny House Neighborhoods","author":"Carla","date":"July 23, 2011","format":false,"excerpt":"After every natural disaster FEMA provides temporary housing. There have been a lot of different options tried. Some people are put up in travel trailers. Other times small modular or park model trailers are used. These trucks are bringing in small modular homes to set up a temporary neighborhood. This\u2026","rel":"","context":"In "Modular Homes"","block_context":{"text":"Modular Homes","link":"https:\/\/www.projectsmallhouse.com\/blog\/category\/modular\/"},"img":{"alt_text":"FEMA Miniature Model Photo by Adam Dubrowa from the FEMA Photo Library","src":"https:\/\/i0.wp.com\/www.projectsmallhouse.com\/blog\/wp-content\/uploads\/2019\/10\/featured-FEMA-1.jpg?fit=810%2C431&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.projectsmallhouse.com\/blog\/wp-content\/uploads\/2019\/10\/featured-FEMA-1.jpg?fit=810%2C431&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/www.projectsmallhouse.com\/blog\/wp-content\/uploads\/2019\/10\/featured-FEMA-1.jpg?fit=810%2C431&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/www.projectsmallhouse.com\/blog\/wp-content\/uploads\/2019\/10\/featured-FEMA-1.jpg?fit=810%2C431&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":15278,"url":"https:\/\/www.projectsmallhouse.com\/blog\/2024\/11\/raise-rebuild-repair-or-sell-out-hazard-mitigation-grant-program-help-options\/","url_meta":{"origin":7134,"position":5},"title":"Raise, Rebuild, Repair or Sell Out: Hazard Mitigation Grant Program Help Options","author":"Carla","date":"November 15, 2024","format":false,"excerpt":"If your North Carolina home was affected by Hurricane Helene and PTC8 (Potential Tropical Cyclone Eight, the storm we got before Helene), the Hazard Mitigation Grant Program is accepting applications.* The Hazard Mitigation Grant Program is managed by the North Carolina Department of Public Safety\u2019s Division of Emergency Management. 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