Tag: Mortgage

You Can Get a Mortgage!

You Can Get a Mortgage!

Do you scroll Trulia, Zillow and Redfin? Do you stop and look at the house flyers in the window of real estate agencies? Do you dream about fixing up your own home? You might be surprised. It may be easier than you think. If you 

How can I get a loan to buy a manufactured home?  Part 2: Owner Financing, VA Loans, Freddie Mac or Fannie Mae

How can I get a loan to buy a manufactured home? Part 2: Owner Financing, VA Loans, Freddie Mac or Fannie Mae

If you are buying a manufactured home, your financing options are limited. Not every lender wants to extend credit to buy a trailer or mobile home. The same thing applies to any other non-conventional home. If you are working with a real estate agent, they 

How can I get a loan to buy a manufactured home?  Part 1: HUD FHA Insured Loans and First-time Homebuyer Programs

How can I get a loan to buy a manufactured home? Part 1: HUD FHA Insured Loans and First-time Homebuyer Programs

If you are purchasing a manufactured home from a lot or using a real estate agent, they can help you arrange financing. If you are buying a trailer, with or without land or land to put a manufactured home on directly from the owner, you 

Why Can’t I get a Mortgage or even move a Pre-1976 Trailer?

Why Can’t I get a Mortgage or even move a Pre-1976 Trailer?

Since June 15, 1976, manufactured homes (mobile homes or trailers) were constructed to meet Manufactured Home Construction and Safety Standards and issued a red HUD tag, a certification label. You cannot retrofit an older trailer and get a HUD tag. Technically, trailers constructed prior to 

Why not Rent to Own?

Why not Rent to Own?

There are a lot of dangers to Rent to Own. Is there a safe way to rent to own? What are some other options? Scams All of the ads I have seen lately for Rent to Own are scams. It is not very hard to 

Can’t Find a House to Buy? These Ideas May Help

Can’t Find a House to Buy? These Ideas May Help

Are you trying to buy a house right now? It may be hard to compete with investors. Here are some ideas you may not have thought of. Some sellers don’t want to accept an offer from a buyer who has to wait for a mortgage 

Building a New House – Buying Land

Building a New House – Buying Land

This summer I walked past a for sale sign on a piece of land near our house when I was out walking the dogs. It was a beautiful piece of land I had never noticed before. I love where we live. And I love our 

Research: Modular Home or Manufactured Home?

Research: Modular Home or Manufactured Home?

What is the difference between a modular home and a manufactured home? Many places do not allow manufactured homes. So can you put in a modular home? What is the difference? Is a Modular Home a Trailer? Manufactured Homes are also called Mobile Homes and